chapter13bankruptcyinformation.org - Bottom line, a Chapter 13 is a "repayment plan" in which your debts are not wiped clean (as in a Chapter 7 bankruptcy), but spread out over 3-5 years according to a court and creditor approved plan. As this is similar to a debt reduction program, which does not require the courts and is usually less expensive than bankruptcy, why not just go for the easier and cheaper option?readmore..
Bankruptcy, whether Chapter 13 or Chapter 7, can be a Godsend for some. However, bankruptcy is a very serious matter and should usually be avoided if at all possible. More details - including the 7 most common mistakes people make when filing for bankruptcy - can be found at Chapter 13 bankruptcy information.
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